Cookie & Data Usage Policy
Understanding how ratinepieon uses tracking technologies to enhance your experience and protect against financial fraud
What Are Cookies and How We Use Them
Cookies are small text files that websites store on your device to remember your preferences and improve your browsing experience. At ratinepieon, we use various tracking technologies not just for convenience, but as a crucial part of our financial fraud prevention system.
When you visit ratinepieon.com, we deploy several types of tracking mechanisms that work together to create a secure environment for financial education and fraud detection. These technologies help us identify suspicious patterns, protect user accounts, and maintain the integrity of our educational resources.
Our tracking systems have helped identify over 2,400 potential fraud attempts in 2024 alone, protecting Australian users from financial scams and identity theft.
Types of Tracking Technologies
Essential Cookies (Cannot Be Disabled)
These cookies are necessary for basic website functionality and security. They enable core features like user authentication, form submissions, and fraud prevention systems. Without these cookies, our fraud detection algorithms cannot function properly.
- Session management and user authentication
- Security tokens for form submissions
- Load balancing and server communication
- Basic fraud detection tracking
Functional Enhancement Cookies
These cookies remember your preferences and settings to personalize your experience. They store information like your preferred language, region settings, and previously viewed educational content to create a more tailored learning environment.
Analytics and Performance Tracking
We collect data about how visitors interact with our site to improve our educational content and identify areas where users might be vulnerable to financial scams. This includes page views, time spent on different sections, and user journey patterns.
Marketing and Communication Cookies
These cookies track your interests and engagement with our financial education content to deliver relevant information about fraud prevention workshops, educational webinars, and community events in Australia.
How Tracking Enhances Your Protection
Our advanced tracking systems work behind the scenes to create multiple layers of protection. For example, when someone attempts to access educational resources from an unusual location or device, our system flags this activity and may require additional verification.
We also track behavioral patterns to identify potential social engineering attempts. If someone tries to rapidly access multiple user accounts or download excessive amounts of personal financial information, our algorithms detect these patterns and automatically implement protective measures.
- Real-time monitoring of suspicious login attempts
- Detection of automated bot traffic and scraping attempts
- Behavioral analysis to identify potential account takeovers
- Geographic tracking to detect unusual access patterns
- Device fingerprinting to recognize trusted devices
Data Retention and Your Control
We retain different types of tracking data for varying periods based on their purpose and legal requirements. Essential security logs are kept for up to 24 months to assist with fraud investigations, while preference cookies typically expire after 12 months.
You can request a complete report of all data we've collected about your browsing patterns and account activity. Simply contact our privacy team at help@ratinepieon.com with your request.
Most modern browsers allow you to control cookie settings through their privacy menus. However, disabling certain tracking technologies may limit our ability to protect your account from fraudulent activity and could affect the personalization of your educational experience.
Managing Your Privacy Preferences
Beyond the cookie rejection button above, you have several options for managing how we track your activity on ratinepieon.com. Your browser's privacy settings allow you to block third-party cookies, clear existing cookies, or browse in private mode.
We update our tracking technologies regularly to stay ahead of new fraud techniques. When we implement significant changes to our data collection practices, we'll notify active users through email and update this policy accordingly.
Remember that while you can opt out of non-essential tracking, our fraud prevention systems will continue to monitor for suspicious activity to protect all users of our platform. This monitoring is essential for maintaining the security of our educational community.
Questions About Our Cookie Policy?
Phone: +61 3 6108 9070
Address: 108 105 Barkly St, Ballarat VIC 3357, Australia